Need To File A Mold Damage Insurance Claim?
Insurance policies typically cover mold damage if it occurred after sudden damages such as a broken pipe or damage resulting from a storm.
Our first objective in preparing your insurance claim is to evaluate the scope of loss and damage as well as to analyze your insurance policy to see how it applies to your specific situation.
Do You Have Evidence Of Mold Damage?
Insurance Claims for mold damage can be complex and may be denied by your insurance company due to mold limitations or exclusions found in most insurance policies issued in the state of Florida. Mold can cause mild to severe health problems if not dealt with quickly and properly. A company that specializes in mold presence documentation may be needed to prove that the mold started after sudden water damages to your home or business.
Our licensed Loss Adjusters are experienced in all aspects of mold insurance claims and are your best option.
Should You Use A Public Adjuster For Your Mold Damage Insurance Claim?
A Florida State licensed Public Insurance Adjuster represents you, the one making the claim for your mold damage against the insurance company.
Florida Statutes provide for and regulate Public Adjusters to represent the insured, not the insurance company. You should use a Public Adjuster to have someone on your side that understands the full scope of the insurance contract and the claim process.
Getting Started With Your Mold Damage Insurance Claim
Your very first step should be to contact a Loss Adjuster at Nerren Claims Consultants. The reason for this is to see if there are any immediate steps you need to take for your mold damage experience.
As always with any insurance claim, documentation of the event and damage caused by the event is very important. It may be necessary in some cases to begin the cleanup and repair process before you have a chance to meet with the insurance company’s adjuster. You should photograph and document the damage before any cleanup begins as the insurance company will want to see evidence of all damage. Not doing so could result in a reduced or denied insurance claim!
Nerren Claims Consultants is here to assist you with making it through the ordeal of dealing with your Mold Damage Insurance Claim!